FINANCING MULTI UNIT PROPERTIES

Multi unit financing options are available to match specific investment strategies. Below are highlights for the types of programs available for owner and non-owner occupied/investment property financing.

Investment Property Programs

Best Rates

Highest Leverage

Highest Leverage

Full Doc Financing.  25%-40% down based on loan amount. Best rates are fully amortized. Interest only loans available at a rate premium.

Highest Leverage

Highest Leverage

Highest Leverage

As little as 20% down up to 4 units.  These low doc loans have interest only payment options and allow taking title in LLC.  


See also Bridge Financing.


Low Doc Investor

Highest Leverage

Low Doc Investor

Easiest way to purchase investment property. No borrower tax returns needed. Available up to 10 units, rates based on rental income of subject property.

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Owner Occupied Programs

Best Rates

Full Doc Financing.  If within conforming loan limits, amount, can be 15-20% down. Capped at 4 units.

Conforming loan limits

Highest Leverage

FHA and VA financing allow lowest money down for conforming loans. For jumbo loan amounts, down payment starts at 20%.  Capped at 4 units.

Alternative Documentation

Alternative Documentation

No tax returns needed! Qualify for multi-unit financing using alternative documentation  with 20% down. Capped at 4 units.

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